I also do not believe in these free money making programs.
In order to set up a business , no matter is it online or offline, you have to
invest something in it's development. So, you have to have the money
first of all. Try to save up something and after think about the business.
A program which doesn't require any investments is just a very hard job
for a couple bucks in the best case and in the worst case it is a scam.