I am an adult without much money, what should I do?

For my parents' generation, the WWII generation, the rules for success were pretty simple: "Go to school, get a job, work hard and the company and the government will take care of you once you are through working." They receive regular pay raises and promotions because the world economy was growing, oil was cheap and we were the leaders of the free world. The dollar was strong, and after World War II, many nations owed us money. Today, almost everything has been reversed.

The rule of money have changed. As in 1971 our dollar changed from money to currency, which means the government can print it faster than you can save it. The second change was in 1974, when big corporations let employees know they were not going to take care of them for life.

In 1996, there was another law change, known as the Telecom Reform Act. The reason this change is affecting the rule of money and employment today is because the Telecom Reform Act made it easy and inexpensive for businesses to hire workers in China, India, Ireland and the rest of the world.
So many jobs went oversea.

Two Extremes:
It is a free world and your choice.
I made a choice years ago when I was a kid in the fifth grade, reading about the great explorers such as Columbus, Marco Polo and Leif Erickson. I dreamed of following in there footsteps all over the world, and thats exactly what we from blue-people doing. The difference is, we can now travel around the world and check on our holdings electronically, in less time than it took Columbus to cast off the dock. The world today is a 24/7 market. Trillions of dollars are trading hands every day.

Those who life in a free world have the option to choose the kind of world they want to life in. Instead of becoming angry with globalization, as many people are, we rather do the best to keep up with it.

When people ask me what they should do, I recommend they travel to France, than fly to New York and Los Angeles, than fly to Hong Kong, Singapore, Shanghai, india, on to Dubai, to Prague, to London, and to Dublin, and then return home. It will be the best 25000 USD or less you could have spend.

A friend of mine did this, when he come back, all he said was, WOW. Have my eyes been opened. I cannot believe how much faster the rest of the world is moving. Hong Kong and Shanghai blew me away. If American workers could see how fast Asia workers work, and for so much less, they might realize how hard they are not working. And in Europe, the rich are in great shape because they operate more globally than most Americans. But many other European workers are in dark ages. Instead of going forward, many of them are going backward. So travel and see the accelerating world of money, known as globalization.

Or let us manage your wealth!