I haven't seen an advertisement for this in this forum so I am posting one now.
If you are looking for a "make-money-fast" scheme, stop reading. If you are looking for a really substantial return for a small membership fee and a commitment to prove with verifiable documents that you are who you say you are, read on.
Global Pension Plan is the program, and it works according to the following general principles.
1. You pay a membership fee of €30
2. The company/program managers take out an insurance policy on you (and all other members, individually) to the value of €200,000 on your retirement. It's called an endowment policy in some countries
3. You "sell" the policy back to the company for a sum less than its face value, but which is a considerable quantity more than if you bought one yourself, and surrendered it before you reach age 65/66/67 or whatever the age of the policy. They have mortgaged 60% of it to the value of €120,000. Of this, You receive €55,000. The rest is distributed across the premiums and the €2,000 bonus for EVERY signup you get, down to 12 levels. Your obligation is to provide your ID papers as requested (Driver's licence, passport or some other government photo-ID) when the program closes.
4. The company/program cashes in each of these policies as each person reaches the age of policy expiry, ensuring a substantial income for years to come.
5. The company/program has already had to borrow money to pay you, and the premium, on the policy so they don't get the total value either, when its cashed in... but they do make more than you do (around €8 billion all up), which they should, for all the research and risk they take.
I think its worth the risk, as I said its €30 (or $38.15US) to start up, for a potential huge return. The program will close when membership reaches 100,000 (its currently approaching 41,000). Closure is currently expected to be around August/September, but with the exponential nature of programs with referral bonuses, it could happen much sooner.
All I can say is: take a look, and join if you think it might be worth the wait.
http://www.globalpensionplan.net/?id=gordyboz
(this is the ID of someone in my downline... if anyone joins under them, please let me know RIGHT away because I'll change the link to yours..unless you are beyond my level 12.. gordy is at my 3)